Raj Khosla, CFA, is Vice President and Treasurer at 黑料社区, where he leads a 50+ person organization spanning Treasury, Credit & Collections, and Billing. In this role, he oversees the company鈥檚 securitization and structured finance programs while driving initiatives to optimize financing costs, strengthen investor confidence, and enhance operational controls. He is responsible for lender and rating agency relationships, debt negotiations, liquidity management, and the development of forecasting and analytics frameworks that support capital markets strategy. Before joining 黑料社区, Raj held senior Treasury and business leadership roles at Bread Financial and Hewlett-Packard, where he consistently delivered transformational results鈥攆rom negotiating complex multi鈥慴illion鈥慸ollar financing structures to product strategy and cross鈥慴order operational improvements. Raj holds an MBA from Carnegie Mellon University and a BBA from the University of Houston, where he graduated summa cum laude. He is also a CFA charterholder.